Handover Q3 2025
    DAMAC Lagoons

    Portofino Villas

    Portofino Villas, DAMAC Lagoons, Dubai

    Asking Price

    AED 2,161,250

    4

    Bedrooms

    4

    Bathrooms

    2,800

    Sq. Ft.

    Villa

    Floor

    About This Property

    Portofino Villas at DAMAC Lagoons brings the charm of the Italian Riviera to Dubai. These 4-bedroom villas feature Mediterranean design, crystal lagoons, and a resort-style lifestyle with 60/40 payment plans.

    Features & Amenities

    Crystal lagoon access
    Mediterranean design
    Private garden
    Community pools
    Beach club access
    Retail & dining
    Parks & walkways
    60/40 payment plan
    Currency
    Live rates from ECB

    Property Price

    AED 2,161,250

    Property Details

    Property TypeVilla
    DeveloperDAMAC Properties
    Year Built2025
    Parking2 Spaces
    StatusHandover Q3 2025

    Investment Analysis

    Investment Analysis

    Financial Overview

    6.0%

    Gross Rental Yield

    Per Annum

    5.4%

    Net Rental Yield

    After Fees

    88.1%

    5-Year ROI Projection

    Total Return

    10%

    Capital Appreciation

    Annual Average

    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: ECB

    Financial Details

    Property PriceAED 2,161,250
    Annual Rental IncomeAED 129,675
    Annual Service ChargesAED 12,968
    Net Annual IncomeAED 116,707
    5-Year Projected ValueAED 3,480,715
    5-Year Total ReturnsAED 1,903,000

    Investment Highlights

    • Prime location with exceptional rental demand from corporate executives and high-net-worth tenants.

    • Dubai's real estate market has shown consistent 10% annual appreciation over the past decade.

    • Tax-free rental income with no capital gains tax on property sales.

    • Golden Visa eligibility for property investments over AED 2 million.

    • Professional property management services available with guaranteed rental programs.

    • Guaranteed rental return programs available by individual agreement.

    Dubai Rental Yield by Price Tier

    Ultra-luxury properties typically yield less due to limited tenant pools, longer vacancy periods, and owner-occupier dominance.
    This Property
    Other Tiers

    Source: Dubai Land Department & RERA Q4 2025 data

    * Projections are based on historical data and market analysis. Actual returns may vary. Past performance is not indicative of future results.

    Financial Planning

    Mortgage Calculator

    Calculate your monthly payments and understand the total cost of ownership

    Adjust Your Terms

    Property PriceAED 2,161,250
    Down Payment
    25%

    AED 540,313

    15%50%
    Interest Rate
    4.5%
    2%8%
    Loan Term
    25 Years
    5 years25 years
    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: European Central Bank

    Total Cost of Ownership

    AED 3,644,299

    Upfront CostsAED 698,249
    Total Mortgage PaymentsAED 2,702,909
    Insurance (25 years)AED 243,141

    Complete cost over 25-year term including all fees, interest, and insurance

    Monthly Payment

    AED 9,010

    Over 25 years at 4.5% interest

    Loan Summary

    Loan AmountAED 1,620,938
    Total InterestAED 1,081,972
    Total RepaymentAED 2,702,909

    Upfront Costs

    Down Payment (25%)AED 540,313
    DLD Registration (4%)AED 86,450
    Agency Fee (2%)AED 43,225
    Mortgage Registration (0.25%)AED 4,052
    Bank Processing (1%)AED 16,209
    Valuation FeeAED 3,000
    Trustee/Oqood FeeAED 4,000
    NOC FeeAED 1,000
    Total Upfront RequiredAED 698,249

    Annual Insurance Costs

    Life Insurance (0.5% of loan)AED 8,105
    Property Insurance (0.075%)AED 1,621
    Total Annual InsuranceAED 9,726

    * Insurance is mandatory for mortgage approval and must be renewed annually

    * Calculations are estimates based on standard UAE mortgage terms. Actual rates and fees may vary by bank and borrower profile.