Coming Q2 2028
    The Oasis by Emaar

    Palmiera Phase 2

    Palmiera Phase 2, The Oasis, Dubai

    Asking Price

    AED 8,262,000

    4

    Bedrooms

    5

    Bathrooms

    5,200

    Sq. Ft.

    Villa

    Floor

    About This Property

    Palmiera Phase 2 at The Oasis by Emaar is part of Dubai's largest master community spanning 100 million sq ft. These Mediterranean-inspired villas offer tranquil living with lush landscapes and premium amenities.

    The Oasis represents Emaar's vision for integrated luxury living with golf courses, retail, and entertainment destinations.

    Features & Amenities

    Private garden
    Swimming pool
    Premium finishes
    Covered parking
    Maid's room
    Community pools
    Parks & walkways
    Close to Downtown
    Currency
    Live rates from ECB

    Property Price

    AED 8,262,000

    Property Details

    Property TypeVilla
    DeveloperEmaar
    Year Built2028
    Parking2 Spaces
    StatusComing Q2 2028

    Investment Analysis

    Investment Analysis

    Financial Overview

    5.5%

    Gross Rental Yield

    Per Annum

    4.9%

    Net Rental Yield

    After Fees

    71.4%

    5-Year ROI Projection

    Total Return

    8%

    Capital Appreciation

    Annual Average

    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: ECB

    Financial Details

    Property PriceAED 8,262,000
    Annual Rental IncomeAED 454,410
    Annual Service ChargesAED 49,572
    Net Annual IncomeAED 404,838
    5-Year Projected ValueAED 12,139,589
    5-Year Total ReturnsAED 5,901,779

    Investment Highlights

    • Prime location with exceptional rental demand from corporate executives and high-net-worth tenants.

    • Dubai's real estate market has shown consistent 8% annual appreciation over the past decade.

    • Tax-free rental income with no capital gains tax on property sales.

    • Golden Visa eligibility for property investments over AED 2 million.

    • Professional property management services available with guaranteed rental programs.

    • Guaranteed rental return programs available by individual agreement.

    Dubai Rental Yield by Price Tier

    Ultra-luxury properties typically yield less due to limited tenant pools, longer vacancy periods, and owner-occupier dominance.
    This Property
    Other Tiers

    Source: Dubai Land Department & RERA Q4 2025 data

    * Projections are based on historical data and market analysis. Actual returns may vary. Past performance is not indicative of future results.

    Financial Planning

    Mortgage Calculator

    Calculate your monthly payments and understand the total cost of ownership

    Adjust Your Terms

    Property PriceAED 8,262,000
    Down Payment
    25%

    AED 2,065,500

    15%50%
    Interest Rate
    4.5%
    2%8%
    Loan Term
    25 Years
    5 years25 years
    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: European Central Bank

    Total Cost of Ownership

    AED 13,910,799

    Upfront CostsAED 2,648,676
    Total Mortgage PaymentsAED 10,332,648
    Insurance (25 years)AED 929,475

    Complete cost over 25-year term including all fees, interest, and insurance

    Monthly Payment

    AED 34,442

    Over 25 years at 4.5% interest

    Loan Summary

    Loan AmountAED 6,196,500
    Total InterestAED 4,136,148
    Total RepaymentAED 10,332,648

    Upfront Costs

    Down Payment (25%)AED 2,065,500
    DLD Registration (4%)AED 330,480
    Agency Fee (2%)AED 165,240
    Mortgage Registration (0.25%)AED 15,491
    Bank Processing (1%)AED 61,965
    Valuation FeeAED 5,000
    Trustee/Oqood FeeAED 4,000
    NOC FeeAED 1,000
    Total Upfront RequiredAED 2,648,676

    Annual Insurance Costs

    Life Insurance (0.5% of loan)AED 30,983
    Property Insurance (0.075%)AED 6,197
    Total Annual InsuranceAED 37,179

    * Insurance is mandatory for mortgage approval and must be renewed annually

    * Calculations are estimates based on standard UAE mortgage terms. Actual rates and fees may vary by bank and borrower profile.

    Property Documentation

    Palmiera Phase 2 - Official Brochure

    palmiera-oasis.pdf14.2 MB

    Official marketing documentation from the developer