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    Coming 2028
    Sobha Hartland

    Sobha Creek Vistas Reserve

    Creek Vistas Reserve, Sobha Hartland, Dubai

    Asking Price

    AED 2,280,000

    2

    Bedrooms

    2

    Bathrooms

    1,200

    Sq. Ft.

    18th Floor

    Floor

    About This Property

    Sobha Creek Vistas Reserve offers premium waterfront apartments in Sobha Hartland with stunning Dubai Creek views. Sobha's renowned quality craftsmanship and finishes.

    Features & Amenities

    Dubai Creek views
    Premium finishes
    Sobha quality
    Waterfront promenade
    Community facilities
    Parks & trails
    Downtown proximity
    Strong appreciation
    Currency
    Live rates from ECB

    Property Price

    AED 2,280,000

    Property Details

    Property TypeApartment
    DeveloperSobha Realty
    Year Built2028
    Parking1 Space
    StatusComing 2028

    Investment Analysis

    Investment Analysis

    Financial Overview

    6.0%

    Gross Rental Yield

    Per Annum

    5.4%

    Net Rental Yield

    After Fees

    80.9%

    5-Year ROI Projection

    Total Return

    9%

    Capital Appreciation

    Annual Average

    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: ECB

    Financial Details

    Property PriceAED 2,280,000
    Annual Rental IncomeAED 136,800
    Annual Service ChargesAED 13,680
    Net Annual IncomeAED 123,120
    5-Year Projected ValueAED 3,508,063
    5-Year Total ReturnsAED 1,843,663

    Investment Highlights

    • Prime location with exceptional rental demand from corporate executives and high-net-worth tenants.

    • Dubai's real estate market has shown consistent 9% annual appreciation over the past decade.

    • Tax-free rental income with no capital gains tax on property sales.

    • Golden Visa eligibility for property investments over AED 2 million.

    • Professional property management services available with guaranteed rental programs.

    • Guaranteed rental return programs available by individual agreement.

    Dubai Rental Yield by Price Tier

    Ultra-luxury properties typically yield less due to limited tenant pools, longer vacancy periods, and owner-occupier dominance.
    This Property
    Other Tiers

    Source: Dubai Land Department & RERA Q4 2025 data

    * Projections are based on historical data and market analysis. Actual returns may vary. Past performance is not indicative of future results.

    Financial Planning

    Mortgage Calculator

    Calculate your monthly payments and understand the total cost of ownership

    Adjust Your Terms

    Property PriceAED 2,280,000
    Down Payment
    25%

    AED 570,000

    15%50%
    Interest Rate
    4.5%
    2%8%
    Loan Term
    25 Years
    5 years25 years
    Currency
    Live rates from ECB

    1 AED = 1.0000 AED•Source: European Central Bank

    Total Cost of Ownership

    AED 3,844,096

    Upfront CostsAED 736,175
    Total Mortgage PaymentsAED 2,851,421
    Insurance (25 years)AED 256,500

    Complete cost over 25-year term including all fees, interest, and insurance

    Monthly Payment

    AED 9,505

    Over 25 years at 4.5% interest

    Loan Summary

    Loan AmountAED 1,710,000
    Total InterestAED 1,141,421
    Total RepaymentAED 2,851,421

    Upfront Costs

    Down Payment (25%)AED 570,000
    DLD Registration (4%)AED 91,200
    Agency Fee (2%)AED 45,600
    Mortgage Registration (0.25%)AED 4,275
    Bank Processing (1%)AED 17,100
    Valuation FeeAED 3,000
    Trustee/Oqood FeeAED 4,000
    NOC FeeAED 1,000
    Total Upfront RequiredAED 736,175

    Annual Insurance Costs

    Life Insurance (0.5% of loan)AED 8,550
    Property Insurance (0.075%)AED 1,710
    Total Annual InsuranceAED 10,260

    * Insurance is mandatory for mortgage approval and must be renewed annually

    * Calculations are estimates based on standard UAE mortgage terms. Actual rates and fees may vary by bank and borrower profile.